Faith Hope and Love A Coupon Gift to Restore Your Spirit Coupon Collections

A Coupon Gift to Restore Your Spirit

Refresh your spirit with 44 heart-warming coupons

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Cashing in at the Checkout

Cashing In at the Checkout is the new and incredibly easy system for using discounts, coupons, and refunds to cut your supermarket bill by as much as 80 percent. Susan Samtur shares her secrets and success by introducing simple and effective techniques for trimming grocery bills. In addition to targeting stores with the best couponing policies, Samtur explains how to solicit companies for their best money-saving offers and free samples as well as how to take advantage of coupon-trading networks. Her seven easy steps for savings hundreds–even thousands–of dollars on items include: l. Shopping Schemes and Dreams 2. Winning the Supermarket Game 3. Coupon Power 4. Money in the Mail 5. We’re all in this Together 6. Getting on the Gravy Train 7. Ways to Earn Money Selling your Unused Coupons. Designed for today’s value consious times, Cashing In at the Checkout is an essential guide for the frugal shopper. By following a few simple rules, it’s clear that one never needs to pay full price again.

User Ratings and Reviews

3 Stars a bit dated but the advice is right on target
How would you like to save anywhere from 45% to 90% of costs on groceries on a consistent basis? How would you like to be able to walk into a grocery store with a $5.00 bill and come out with over $100.00 in groceries? Does this sound too fantastic to you? If it does, you need to read this book and practice the methods given.

Susan J. Samtur gives good advice on how one can save a tremendous amount of money on groceries and earn untaxed income through rebates. The advice she gives is nothing new but so few people follow it. Either out of laziness or skepticism, coupons are underused and misunderstood as are rebates or refunding. In her book Susan J. Samtur details how she is able to earn about $1500.00 a year through refunding and consistently saves between 30% and 45% off the regular price for groceries. She also explains how anyone can save as much or more than her through strategic couponing and refunding. She clears up many misconceptions and myths like “Discount stores are cheaper”, “store brands are cheaper”, “you don’t really save that much on coupons”.

In the age of the internet, some of the methods she mentions are more or less obsolete. On the other hand, she can and will save you a lot of money on groceries if you follow her advice. I’m living proof that her methods work because I’ve tried them and have been able to walk out of the grocery store paying a little over the sales tax on brand name products.

5 Stars It started my addiction
It is not just saving money…it turns you into a coupon addict, a money-saving freak!! Then you try to turn your friends and family on to it. I am currently starting a coupon club because I bought this book 9 years ago, I am now buying it againt to pass on the information to my club members (my book keeps getting passed around and never returns to me!)

5 Stars cashing in at the checkout
she has some good ideas on saving money. i would remend this book for a lady to save money to feed her family

1 Star Old and outdated
This book is very old and outdated. If you’re looking to save money and be thrifty, don’t waste your money on this book!

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Simple Serenity A Coupon Gift to Help and Support You Coupon Collections

a coupon gift to help and support you

44 unique tear-out coupons to keep it simple

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Practical Investment Management with Stock Track Coupon

PRACTICAL INVESTMENT MANAGEMENT is intended for learners studying investments for the first time. Very practical and applied, it is comprehensive enough for those who plan to become Certified Financial Analysts, but remains user-friendly due to its clarity of explanation and its pedagogy. The book contains all standard topics found in the typical modern investments text, but in addition, several chapters of Practical Investment Management are unique. In addition to being an increasingly important asset class, mortgage-backed securities provide some thought-provoking questions on fixed income valuation. Bob Strong has an engaging writing style along with practical experience making this a very solid, yet very friendly, book for readers.

User Ratings and Reviews

5 Stars PIM
Good book, very expertly layed out. Aome explainations a bit long winded but has great examples.

4 Stars Practical Investment Management
This book appears to be one of the more practical and straightforward texts on investments that I have encountered. It introduces the reader to why people invest, how security markets function, what typical investment choices are available, and how they are valued.

The book is the right size (about 530 pages) to be covered in a one semester course on the fundamentals of investing. It provides a foundation for analyzing various securities, including bonds, stocks, convertible securities, and derivatives. In addition, the book provides an exposure to risk reduction techniques, such as portfolio diversification and hedging, that is important for investors in protecting their gains or reducing their potential losses.

However, the book is not without its flaws. The chapter on fundamental analysis (chapter 7) could be expanded to include a discussion of financial statements (i.e., the balance sheet and the income statement) and an addition of ratios related to debt management (i.e., debt-to-assets, debt-to-equity, times-interest-earned, etc.). These ratios would provide the investor more information regarding the risks that are inherent with the use of debt. In addition, the topic on duration in chapter 17 does not include a discussion on the purpose for obtaining the duration of a fixed income security, namely how the price of the security is affected by a change in market interest rates.

Despite these shortcomings, the book will make a fine required text for an introductory course on investment management at the undergrduate level.

5 Stars Great introduction to investments text
This book is easy to read and interesting. The author makes investment principles incredibly easy to understand. I recommend it to anyone who wants to learn to basics of investments.

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